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Sequin is the first debit card designed to reward women’s spend with up to 6% cashback⁺ on beauty products and services, drugstores, gyms, salons, and more  -  without subjecting us to costly high-interest credit card debt.

Debit cards don't usually earn rewards; credit cards do, but don't fully reward women's spending and can subject you to a cycle of high interest credit card debt.

Sequin is a debit card that works everywhere Visa is accepted. In addition to Visa's Zero Liability Policy that you should expect from all high-quality Visa cards, The Sequin Rewards Visa® Debit Card offers the following:

• Fight the Pink Tax: Up to 6% cashback⁺ on the costs of womanhood, including beauty, fitness, personal care, drugstores/pharmacies, your local spa/salon, and more  -  applicable to your entire purchase at merchants in Sequin “Pink Tax categories”, not just on specific products.
• Banking Made for Women: Earn up to 2.80% APY† on your checking account balance, get access to credit tools³ to build credit and pay off debt, and say goodbye to costly overdraft fees with no overdraft capability.
• Education: Sequin courses and workshops³ go in-depth on money, credit, & wealth, and can aid women in building a side hustle or starting our own businesses.

Join our historic mission to recognize women’s financial power and fight the Pink Tax with the Sequin Rewards Visa® Debit Card.

Nope! Your Sequin Rewards Visa® Debit Card & Checking Account do not offer the overdraft feature, as women pay 30% more in overdraft fees compared to men.

As a Sequin community, we questioned why most cards are black and blue - short answer: they represent the patriarchy and who the financial system was designed for (women could be rejected from bank accounts and credit cards without a man co-signing for us only 50 years ago!).

Our Sequin community voted for coral, as an inclusive shade that looks good on every skin tone - representing diversity and inclusivity.

Sequins were a Venetian gold currency until, over time, the reflective metals became decorative accents. The word "Sikka" still means currency in many Arabic languages today. Our team felt the name represented the powerful history of financial tools while paying homage to the women Sequin is serving.

We'll ask for your personalization, or “money mantra” during your Sequin account opening. You can customize that line up to 21 characters, which will show up on the front of the card. We recommend an affirmation, motto, or another phrase that sparks joy.

Yes! All genders welcome.

Sequin is constantly evolving based on community feedback, and we LOVE hearing from you!

Contact us at support@sequincard.com with any questions, feedback, or suggestions. We frequently poll and interview our community members to build new features relevant to your goals!

When you open a Sequin account, you'll be asked to connect your existing bank via Plaid. Once the connection is successful, you can conduct most of your banking operations via Sequin, and even connect direct deposit so your balance grows with high interest (up to 2.80% APY†).

Note: Today, we do not support the ability to deposit cash or checks into Sequin, or the ability to write checks.

For members who are cash- or check-heavy, we make it easy to connect to another checking account and transfer funds in and out of Sequin.

With a Sequin High-Interest Checking Account, you'll earn up to 2.80% APY† on your balance.

At Sequin, we believe in women making every dollar we earn work for us. We recommend connecting your direct deposit once the account is opened or transferring any hard-earned income that you want to grow.

Earn cashback rewards at a rate of 6% on "Pink Tax Categories" in a calendar month in which you spend at least $500 on the Sequin Visa® Rewards Debit Card. If you make less than $500 in settled debit transactions on the Sequin Visa® Rewards Debit Card in a calendar month, you earn cashback rewards on debit transactions at a rate of 0.5% cashback on “Pink Tax Categories”.

Sequin is the first debit card designed to reward women where we spend with up to 6% cashback⁺. Here are some eligible Pink Tax categories to receive cashback with Sequin:

• Drug Stores and Pharmacies - MCC Code: 5912 - Examples of stores: CVS, Walgreens, Rite Aid, Wisp, NURX, Hers/Hims, Amazon Pharmacy, Ro/Modern Fertility, Thorne and more.

• Cosmetic Stores - MCC Code: 5977 - Examples of stores: Sephora, Ulta, Sally Beauty, Glossier, Rare Beauty, Kylie Cosmetics, Fenty Beauty, Drunk Elephant, and more.

• Barber and Beauty Shops - MCC Code: 7230 - Examples of stores: Allure, European Wax Center, Laser Away, Glo Tanning, your local hair salon, your local nail salon, DryBar, Olive & June and more.

• Health and Beauty Spas - MCC Code: 7298 - Examples of stores: Billie, CorePower Yoga, SOHO House, ResortPass, Calm, Headspace, and more.

• Massage Parlors - MCC Code: 7297 - Examples of stores: Burke Williams, Massage Envy, Glosslab, your local massage parlor, and more.

• Gyms - MCC Code: 7997 - Examples of stores: Equinox, 24 Hour Fitness, Barry's, SoulCycle, Orange Theory, CrossFit, Crunch, LA Fitness, Anytime Fitness, and more.

For more sample merchants, click here!

We do not control, and are not responsible for, what MCC gets associated with any Transaction. As a result, you may not receive a Reward if we receive inaccurate information from the merchant or card network, including an incorrect MCC, or are otherwise unable to identify the Transaction as eligible for a particular Reward percentage based on its associated MCC.

The Pink Tax is a well-documented phenomenon where women pay more for the same everyday goods and services, such as razors, deodorant, and hair care 42% of the time, amounting to $188,000 over our lifetimes.

Sequin is on a historic mission to fight back.

With a Sequin High-Interest Checking Account, you'll earn up to 3.56% APY† on your balance.

At Sequin, we believe in women making every dollar we earn work for us. We recommend connecting your direct deposit once the account is opened or transferring any hard-earned income that you want to grow.

We'll ask for your personalization during your Sequin Checking Account opening. You can customize that line with up to 21 characters, which will show up on the front of the card. We recommend an affirmation, motto, or another phrase that sparks joy.

Yes! Your deposits qualify for up to a maximum of $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program.

No. As a debit card, there is no credit check required and opening or closing an account won't affect your credit in any way.

Yes! We recommend connecting your direct deposit to your Sequin account as soon as possible, so you can grow any hard-earned income with high interest up to 2.80% APY†.

We've selected "Pink Tax" categories based on where women typically spend more on everyday products and services - like beauty, drugstores, gyms & fitness, self-care, wellness, and services at hair salons, nail salons, and massage parlors.

This includes big brands you love and local salons and shops near you! For a list of sample merchants, click here!

Note: Merchants set their own category codes and therefore purchases may not appear in categories as expected. The listed merchants are examples of companies where purchases made at these companies will typically appear in the stated category as appropriate.

With a Sequin High-Interest Checking Account (available to Sequin Members), you get up to four international ATM fee reimbursements per month, up to $20.00. Sequin Members will receive their reimbursement by the 10th day of the following month.²